A basic understanding of workers’ compensation laws, however, is very helpful as you navigate the workers’ comp process. Workers’ compensation law is very complex and always changing. Even if you had a work place injury and work comp claim years ago, it is very likely that the law has changed since then. The insurance lobby is very powerful and the laws are often changed. A Springfield Missouri workers compensation lawyer can explain how it applies to your particular case and which laws are relevant to your case. The basic framework of Missouri Workers Comp laws include:
An employer with 5 or more employees is required by law to have workers’ compensation coverage for their employees. If the employer is involved in the construction industry , then if there is 1 employee, Work comp coverage is required.
You cannot be fired or discriminated against for receiving workers’ comp benefits or making workers’ comp claims. You must not give your employer another reason to terminate you. For example if the doctor puts you on light duty and sends you back to work, you must go.
You cannot sue your employer in Circuit or Associate Circuit Court for a work-related injury except in very limited circumstances. (this is not to say that you may not a have a personal injury claim against some other 3rd party)
Workers’ compensation may not provide you coverage or may reduce the benefits you may receive if your accident or injury occurred while you were under the influence of drugs or alcohol. This is also true if you violated a workplace safety rule.
You receive medical care and be reimbursed for mileage related to treatment as well as receiving Temporary Total Disability Benefits (TTD), Temporary Partial Disability Benefits (TPD), Permanent Total Disability Benefits (PTD) or Permanent Partial Disability Benefits (PPD).
Death and funeral benefits apply if you have lost a loved one due to an on-the-job injury.
If you would like more information about the Missouri Work Comp process, please request my FREE ebook report Understanding Your Missouri Workers Compensation Case.
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A work injury can be traumatic. If you or a loved one is injured on the job Missouri Work Comp laws can provide you the money and medical care you and your family deserve. The Krebs Law Firm LLC helps injured workers get the medical attention and financial compensation that they need. Please contact us for a free consultation if you have any questions about Missouri Work Comp.