Statistics show that there are many Missouri drivers who get in trouble for driving with an expired or suspended license annually. What if you are in a car crash with a driver who doesn’t have a valid license? What sort of problems could come about?
Drivers who lose their licenses or have them suspended often also lose their insurance policies along with them.
Insurance companies view such drivers as a high risk, and want to avoid having to pay out for a poor driver’s mistakes. So, what would happen if you were to get into a car crash due to the fault of an uninsured driver?
If the driver who is at fault doesn’t have insurance to help cover your losses, then your own insurance company is the only one left to potentially foot the bill, and that can be a messy situation.
What if you get into an accident with an unlicensed driver and you’re the one at fault? It might seem logical to shift some of the blame over to the other driver due to their driving illegally, but when it comes down to getting compensation, that likely won’t help your case.
While they shouldn’t have been driving without a license, the insurance companies are only concerned with who was responsible for the accident.
Occasionally, an unlicensed or suspended driver may be driving someone else’s car instead of their own. If they were responsible for the accident, do you have a personal injury case? Perhaps. If the owner of the car has insurance, then a claim against the policy of the car’s owner could likely be filed.
These are just a few different circumstances that can arise from getting struck by an uninsured driver, and there are many others. Trying to figure out who is at fault, why, and whether or not you can collect deserved compensation in such situations can be a complicated affair.
At The Krebs Law Firm, our years of experience working with personal injury cases in Missouri can help you with your car accident case. We offer free consultations. Call us at 417-883-5886 or toll free at 800-345-0535.
Get Help To Fight For Your Rights
If you’re ever involved in a serious car crash, you’ll want to know what your legal options for compensation are regardless of what type of coverage the other driver might carry. Don’t hesitate to reach out to get the compensation you are entitled to.
If you want more information about what you should do after a Missouri car accident and learn more about common missteps (and how to avoid them) order your copy of our free book before you speak with another lawyer or anyone from the other drivers’ insurance company.
The situations where a victim would benefit from legal representation for a Missouri car crash far outnumber situations in which having an attorney isn’t necessary. We are here to provide you with the assistance you need after a car, truck or motorcycle crash. When you are ready to take the next steps, contact us at (417) 883-5886 for a free, no-obligation consultation.