What to say to the insurance company about a Missouri Car Accident?

After any Missouri Car Accident you may be injured and definitely are shaken up. Your car has been damaged, you may be hurt along with others who were in the car with you, you are worried about what everything is going cost and even wondering how are you going to get to work tomorrow. To top it off your phone rings and it is an insurance adjuster for your insurance company or for the insurance company of the other driver involved in the accident asking a lot of questions about what happened. What do you say to the insurance company calling?

Get this Free book BEFORE you speak to the adjuster!

Here’s just a taste of what you’ll discover when you open the pages of this book:

  • How to properly handle inquiries from the insurance company… it’s sad, but being a “nice guy” and answering “a few simple questions” can cost you dearly!
  • Keys to determining just how much your case is worth – the many different factors that can literally mean thousands, if not tens, even hundreds, of thousands of dollars.
  • 8 ways to make sure any lawyer you choose to represent you can make the most effective arguments on your behalf.
  • DANGERS of Facebook, Twitter, Pinterest – the key mistakes you do NOT want to make on Social Media immediately after your accident and while your case is being settled.
  • What to do if the insurance company offers to pay your medical bills… do NOT just jump at the chance, it could well be a big WARNING sign going off!
  • 6 common mistakes you do NOT want to make that could negatively affect your case in a big way.

The Ultimate Insider's Guide To Protecting Your Rights - Personal Injury Lawyer Missouri

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Politely tell the insurance company you are hiring a Missouri car accident attorney and hang up the phone. Under Missouri law, you are not required to give a recorded statement to any insurance company and should instead consider contacting an experienced accident attorney. The insurance company naturally wants to pay out as little money as possible. If they can speak to you soon after the accident when you are tired and overwhelmed, you may mistakenly recount the details or question your actions. Or, their questions may be misleading or confusing causing you to say something that is simply incorrect. They want you to admit guilt and unfortunately, whatever you tell the insurance company in a recorded statement, even if you later decide it was incorrect, is very hard, if not impossible to change.

An experienced Springfield Missouri car accident lawyer can be present with you when speaking to the insurance company at a later date, or can work through the construction of an accurate and appropriate written statement with you. Don’t wait too long after an accident before contacting an attorney though, as you do want the details to be fresh in your mind–you just don’t want someone rushing you for an official recorded response before your mind is clear.