Some people have questions about Springfield Missouri Social Security Disability over 50 years old, or 55.
Something we hear a lot of is “I’m over 50, I have not worked for 8-10 years. I just applied recently, was denied and SSA told me I’m not insured.”
When Social Security Disability references a specific date that you were last insured, they are referring to the last point in time that you are considered to qualify to receive Social Security Disability Benefits.
“Date last insured,” is applicable to Social Security Disability benefits (SSD) it does not apply to those who are solely applying for Supplemental Security Income (SSI). SSI is harder to get because you must show extremely limited assets and income in addition to proving disability. SSI typically pays less and you will be eligible only for Medicaid not Medicare (more doctors will see you with Medicare). Very often having a working spouse will eliminate a persons ability to qualify financially from SSI regardless of your disabilities.
If you would like more information about the Social Security disability application process or the appeals process, please request one of my FREE ebook reports.
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The general rule of thumb is your date last insured is 5 years after the date you last worked, or had wages paid into the Social Security system. It is important to check with Social Security to find out the exact date you were last insured when filing because you must show you were disabled before that date.
If your date last insured is in the past, it is possible to still apply for and be awarded SSD benefits. In order to do that, you must establish that you were disabled from working prior to that date last insured. This can be considerably more difficult as medical records are lost or destroyed, doctors retire, move or die and frankly judges look harder at someone who waited a long time to apply.
You can find out your date last insured by contacting your Social Security office.
It is because of the difficulty and problems associated with waiting that I always recommend that you should apply once you stop working due to health issues and you expect to be out of work for a year or longer. It is almost always best to file an initial application as soon as possible.
The Krebs Law Firm LLC offers a free case evaluation if you have questions about your Social Security disability claim. Many people may be worried that they do not have the money to pay for a disability attorney, but we only handle Social Security cases on a contingent fee basis. In other words, there is no fee unless we are successful in getting you the benefits that you deserve. If you would like to speak to Jason Krebs and his staff simply call (417) 883-5886 for your free case evaluation or to discuss your appeal today! Do not delay as you only have 60 days to file your appeal or ask for a reconsideration if you live in Kansas, Arkansas or Oklahoma.